Friday, January 18, 2013

On Track

I am on track!

I am sticking pretty close to my diet plan of only eating a piece of fruit and then the Nutrisystem meals during the week, salad and chicken on Saturday and taking Sunday off - but staying within as much reason as I can. I've lost the holiday weight but I really need to stop stepping on the scale because it just discourages me. I'm already stuck at a plateau and I've not even started to hit the 'fat' weight. But this is going to be my year and I am going to do this.

DiscoverCard is paid off and Visa is paid off. I have $4,800 or so left on MasterCard. As high as that is, it's the lowest I've been in years and years so I feel real good about it. The plan is to pay $500 a month until I get my inheritance and then pay the balance at that point. It should be down to about $2,800 by then. And then I will be debt free. That's an amazing feeling. I haven't been credit card debt free in over 20 years. 

The $500 will then be directed to a Roth IRA for future years. And I will never be in credit card debt again. My solemn vow.

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