On Track

I am on track!

I am sticking pretty close to my diet plan of only eating a piece of fruit and then the Nutrisystem meals during the week, salad and chicken on Saturday and taking Sunday off - but staying within as much reason as I can. I've lost the holiday weight but I really need to stop stepping on the scale because it just discourages me. I'm already stuck at a plateau and I've not even started to hit the 'fat' weight. But this is going to be my year and I am going to do this.

DiscoverCard is paid off and Visa is paid off. I have $4,800 or so left on MasterCard. As high as that is, it's the lowest I've been in years and years so I feel real good about it. The plan is to pay $500 a month until I get my inheritance and then pay the balance at that point. It should be down to about $2,800 by then. And then I will be debt free. That's an amazing feeling. I haven't been credit card debt free in over 20 years. 

The $500 will then be directed to a Roth IRA for future years. And I will never be in credit card debt again. My solemn vow.

Update

So I ate only Nutrisystem food Wednesday through Friday, lean protein and salad on Saturday and anything I wanted today - Sunday. I might be able to continue on this trend - but I'm not sure it will help me lose weight. I will definitely do it until March when I run out of Nutrisystem food - then I can reevaluate.

I have spent a few more dollars than I've wanted to this week but I have found myself with Tom (no job - no money) and Charlie (no job - no money). I feel guilty making them pay for stuff when they have no income while I have not only my income but Shawn's. So I've been paying. Guess the secret there is to limit my time with them while out and about. Sad.

Well, here we try again. A new year and back to the same old resolutions. Still getting my life in order.

I have good news on the financial issue - I've paid off Discover and Visa and will make a chunk payment tomorrow on Mastercard. All thanks to Mom and Dad. I confessed to Shawn last night that I am terrified that I will pay off these credit cards only to run them up again - and there will be no more Mom and Dad bailing me out. I think the Discover and Mastercard will be put away and I will only use the Visa. And I will pay that off over the course of the month, not just the end of the month. I've heard that's a great way to do it and it helps your credit rating. But it still really scares me; I've often said I wouldn't 'return to the evil' in the past and always have.

Bad news on the weight issue - I am at my highest weight EVER (see the 'return to the evil' comment above!) I canceled the Nutrisystem plan as it wasn't very helpful. I have three months worth in the basement which I will start on tomorrow. The updated plan is to eat ONLY the Nutrisystem meals and a piece of fruit or two Monday through Friday, salads and lean meats on Saturday and take Sunday off until the Nutrisystem meals are finished. By then I might be in a place where I can do the salad and lean meats Monday through Saturday, still taking Sunday off. We will see - I just know that if I don't get this thing under control soon, I will suffer a great health issue, be it a heart attack, stroke or diabetes. I ain't a young chicken any more that can get away with extra weight.

I am also going to start asking God for help with it.